Saudi Credit Bureau (SIMAH)

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Finance & Investment

The national entity responsible for collecting and analyzing credit information on all borrowers in the Kingdom.

About the Company

SIMAH compiles comprehensive credit information on borrower behavior in the Kingdom from all financial institutions, serving as a core source used by banks.

The company targets vendors specialized in large-scale credit data-analysis systems and AI solutions for credit scoring.

30M+

registered credit files

50+

participating financial institutions

Central

the company's role in the financing ecosystem

Credit informationRisk assessmentBig dataSensitive data security

Qualification Requirements

Vendor qualification conditions

Qualification to supply credit-data analytics systems
Documented track record with large-scale credit data-analysis solutions.
Experience with AI for credit scoring
Documented track record with AI models assessing credit behavior.
Cybersecurity certifications protecting sensitive data
Holding accreditation for solutions protecting sensitive personal financial data.

How It Works

From first file to approval

An orderly process — each step builds on the last and unlocks the next.

Assess company readiness

We review your company's current standing and identify the right entities for its activity before any next step.

Review documentation

We verify your documents are complete and valid against the latest requirements.

Prepare requirements

We prepare each entity's requirements precisely, in line with the latest approved conditions.

Submit the application

We submit the application through each target entity's official portal.

Follow up with the entity

We follow up continuously until every requirement is met.

Obtain approval

We confirm activation and continue managing and renewing your file automatically.

Want to become an approved vendor to Saudi Credit Bureau (SIMAH)?

We help you with registration and qualification procedures for this company, from the first file to full approval.